Your payment methods. Secure, flexible, efficient.

Discover Qonto’s full range of payment methods that help motor your business. Both in Germany and worldwide.

Try it free for 30 days.

Recognized for quality by these certified organizations

Qonto is a TÜV-certified, multi-year Fintech Germany Award winner that recently ranked 1st place for the German B2B award in 2022.

Stay in control of your spending with Qonto’s payment methods.

Business Mastercards

Customizable to your needs: set limits and manage permissions in real-time.

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SEPA instant transfers and direct debits

Send and receive instant SEPA transfers worldwide. Manage your direct debits simply and automatically.

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Apple Pay & Google Pay

Use Google Pay and Apple Pay with your Qonto cards. Make fast and simple payments online and in-person.

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SumUp x Qonto: your mobile POS terminal

Take advantage of today’s payment technology to easily process sales thanks to Qonto’s partnership with SumUp.

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Custom cards for everyone, whichever option you choose

With insurance to cover you when you need it.

One Card

Modern, secure, reliable. Withdraw up to €1,000 per month and make payments up to €20,000. Card insurance is included.

Discover the One card

Plus Card

Double your limits and your insurance guarantee. Withdraw up to €2,000 per month and make payments up to €40,000.

Discover the Plus card

X Card

Say goodbye to fees on your card payments! The metal X Card pushes your payment limits higher and your options wider, even abroad.

Discover the X card

Fuel Card

A card exclusively for travel-related expenses.

Discover the Fuel Card

The best of Mastercard Business

Contactless payments of up to €50
3D-Secure protection: 3DS2 technology ensures payment safety
Customisable PIN code:easily accessible in-app
Lock and unlock your card instantly: it only takes one click to block it and secure your account

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Send and receive payments worldwide

Instant SEPA payments

Make and receive payments in the SEPA zone instantly. Are your clients also Qonto customers? Transfers between Qonto accounts are fast, free, and unlimited.

SWIFT transfers

Make international SWIFT transfers to up to 58 countries in 25 different currencies (for a list of accepted countries, click here).

Learn more about international transfers.

Pay salaries all at once

Want to pay your employees’ salaries all in one go? Export your salary list from your bookkeeping software and upload it into your Qonto account to make up to 400 payments at once.

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