What is an international bank transfer?

An international transfer is a cashless payment transaction in which money is transferred to a foreign account. These international transfers can be made in Euros, but also in currencies specific to each country.

How can I send money overseas?

If you want to make international transfers, you first need a bank account from which to send funds. Using a digital account to make international payments saves you both time and money.

What information do I need when making an international transfer?

You’ll need to have the following recipient details handy: • First and Last name; • Company address; • International Bank Account Number (IBAN) or account number; • International Bank Identifier Code (BIC) (N/A for SEPA transfers).

How long will my transfer take to process?

On average, once you submit your international bank transfer, it takes five days for the funds to arrive in the recipient’s account. For more details, click here.

What options does Qonto offer for international payments?

This article covers the two ways you can make international payments with Qonto: SEPA transfers and SWIFT transfers.

Which countries are supported for international money transfers?

You can send money to almost any country in the world. Here’s a full list, along with a list of supported currencies.

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It’s here: lightning-fast SWIFT transfers in up to 25 different currencies with no hidden fees.

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Your money, worldwide.

Your Qonto account makes it easy to send your money internationally.

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International payments with Qonto

Fair fees

With Qonto you pay only 2% with the One Card, 1% with the Plus Card - or even 0% with our exclusive X Card!

Fast processing

A foreign bank transfer can take up to five working days.

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Different ways to pay, with Qonto

Business Mastercards

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SEPA transfers

Send and receive transfers in a flash anywhere in the SEPA zone. Anytime. in less than 10 seconds.

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SWIFT payments in 3 steps

Transfer money abroad in just a few clicks. All you need is your computer or smartphone.

Open an account

Log in to your account

Then go to Transfers, click +Make transfer and then select International transfer in foreign currency.

Enter the payment details

First you’ll need the recipient's last name, first name and IBAN. Next, select the country of the recipient's bank and the currency to send the funds in. Finally, enter the amount and payment memo.

Attach a receipt

So our team can approve your transfer as soon as possible.