All your business finances. In one app.

Keep all your business banking and finance needs safely organized under one roof. Manage money quickly, easily and efficiently. Whether you’re alone or leading a team.

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From €9/month excl. VAT when billed annually. Try it free for 30 days.

Business Account
 & Cards

From German IBANs to transfers and debits to cards: all you need to pay and get paid.

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Invoice Management

Centralize invoices, payable & receivable. Enjoy fluid supplier & client payments.

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Expense & Spend Management

Set customizable limits to make delegating team spend fast, safe & accountable.

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Bookkeeping 
& Reporting

Automate receipt collection, auto-label transactions. Sync with accounting tools such as DATEV or lexoffice.

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Qonto. Certified and award-winning.

Qonto is TÜV-certified for software quality, is a two-time winner of the Fintech Germany award and placed 1st in the German B2B award.

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Whatever your size, sector or stage of growth.

Company Creators
Self-Employed
Micro-enterprises
SMEs & Teams
Get started
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All your finance modules in one app.

We have a range of price plans to match your needs, so you can start small and scale up.

Business Account
 & Cards

Open an account

ACCOUNT

Business account

Business IBANs to pay and get paid

PAYMENTS

Cards

Physical and virtual. Apple Pay and G-Pay.

PAYMENTS

SEPA

Instant SEPA, transfers and direct debits

PAYMENTS

SWIFT

Wire money in 18 currencies

PAYMENTS

Payment terminals

With SumUp for your point of sale

FINANCE

Financing

Loan solutions from our partners’ hub

Invoice Management

Centralize your invoicing

Quotes

Create and send professional quotes with ease

Supplier Invoices

Import and automate to pay your suppliers on time

Invoicing

Create and send client invoices, track payments and set alerts

Integrations

Sync tools to auto-match receipts to transactions

Expense & Spend Management

Improve your spend management

Sub-accounts

Separate budgets per expense, card or user

Roles & Access

Set roles for admin, employee, accountant

Agile Permissions

Customize permissions for each role and user

Expense control

Set specific limits on cards and transfers

Travel expenses

Mileage budgeting and reimbursement

Bulk transfers

Initiate hundreds of transfers at once

Approval flow

Enable card and transfers requests

Integrations

Sync tools to auto-match receipts

Expense Reports

Centralize, control & track all team expenses

Bookkeeping & Reporting

Simplify your accounting

Receipt management

Digitize paper receipts and upload on-the-go to the app

Automated bookkeeping

Auto VAT entry, auto data/supplier input, custom labels

Accountant access & exports

Accountant view to easily share your financial data

Customizable Dashboard

Quick-view balance, cash-flow history and financial reporting

Fast API Connectivity

Everything from API to data retrieval and payment execution

Bookkeeping Integrations

Sync to DATEV, lexoffice plus other accounting tools and platforms

Loved & trusted. 400 000 times and counting

Your questions answered within minutes.

When it comes to customer service, the reviews and ratings of our 400 000+ clients do the talking for us. We answer our customers in 5 languages, 7 days a week.

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Your account is secure and safe.

As Qonto is a licensed Payment Institution, your funds are fully safeguarded by law. Your account and operations are protected, from 3D-Secure to Strong Customer Authentification technologies.

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Sign up in minutes. Join the movement.

Qonto’s goal is to protect what’s most precious to entrepreneurs: their time, energy and focus. We are creating the future of business banking and finance, and we’d love you to join us.

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