Transparent pricing for all.
Online business finances with no hidden fees.
Simplified, mobile business banking for sole proprietors and freelancers. Trusted by more than 400 000 businesses.
Basic
€9
Smart
€19
Slick app
Rapid support
Always secure
Regulated
Compare our plans
Business Account & Cards
Invoice management
Bookkeeping & Reporting
Customer Care
Business Account & Cards
Premium
Accounts
Create sub-accounts, each with their own IBANs, to separate your budgets, activities, taxes etc.
1
2
5
Physical cards
Customize your business Mastercards in real time: One Card (included in your plan), Plus Card or Metal X Card.
1
One Card
1
One Card
1
One Card
Virtual cards
Make online payments with virtual cards and use them in-store with Apple Pay and Google Pay.
€2/month per card
Unlimited
Unlimited
SEPA transfers & direct debits
Manage transfers & direct debits in the Qonto app. Transactions beyond those included in the plans will be billed at €0.40 per transfer.
Then €0.40 for each additional transfer
30/month
60/month
100/month
Instant outgoing SEPA transfers
The funds in your beneficiary’s account within 10 seconds. Transfers beyond those included in the plans will be billed at €0.40 per transfer.
Apply to all transfers included in the plan, then €0.40 for each additional transfer
Incoming SWIFT transfers
Receive international payments directly into your Qonto account.
€5/transfer
€5/transfer
€5/transfer
Outgoing SWIFT transfers
Make international payments directly from your Qonto app in 25 currencies.
in 25 currencies
1% + €5 fixed fee/transfer
0.9% + €5 fixed fee/transfer
0.8% + €5 fixed fee/transfer
Cashed checks (France only)
Checks beyond those included in the plan will be charged at €2/check.
Then €2 for each additional check
0/month
2/month
5/month
Bulk transfers
Combine volume transfers such as salaries or invoices to make up to 400 payments at once
Access to financing offers (France only)
Apply for financing via our partner offers. Fast response and less red tape.
Invoice management
NEW
All-in-one Invoicing tool
Create, send, track & centralize invoices, both payable and receivable, directly from the app.
Supplier invoice management
Import your supplier invoices to keep a close eye on due dates. Pay in just a few clicks and avoid late payment penalties.
Quotes
Create and send professional quotes to your customers, all with just a few clicks in the app.
Bookkeeping & Reporting
Accountant access
Simplify your accounting by granting dedicated read-only access to your accountant.
Digitized receipts
Upload your receipts to the app; we’ll match them automatically to the right transactions so they’re digitized & legally compliant.
Digitized & Certified
Digitized & Certified
Receipts forward
Forward your receipts to Qonto by email and we'll match them automatically to the right transactions.
Custom labels
Automate your accounting by adding labels to your transactions (such as client code, country, team names, projects etc.).
Supplier management
Categorize your suppliers and automatically add a specific VAT rate.
Dashboard
Precise cash flow insights thanks to indicator charts and real-time inflow/outflow tracking. Access customizable filters with the advanced dashboard.
Advanced
Advanced
API integrations
Connect Qonto to your favorite tools and software (Dropbox, Tiime, Pennylane, QuickBooks, Stripe, Google Drive, DATEV…) to automate repetitive manual tasks..
50+
80+
80+
NEW
EBICS connexions (France only)
Set up an EBICS connexion between Qonto and your preferred tool to manage banking, accounting or payment data all in one place.
-
JeDéclare
JeDéclare
Customer Care
7-day-a-week support (24/7 in France). By chat, phone or email.
Priority support
Frequently Asked Questions
Is Qonto a bank?
What are the advantages of the Qonto service?
Who can open a Qonto account?
Are there any fees or commissions in addition to the monthly subscription?
How do international payments work?
What are considered 'special operations'?
Ready? Sign up in minutes.
Qonto’s goal is to protect what’s most precious to entrepreneurs: their time, energy and focus. We've made signing up quick and easy, so you can see exactly what we mean...
Self-Employed