Business banking account comparator

Compare Qonto with other traditional banking services.
Comparison made on April 4, 2022.

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BRED
Crédit Mutuel
Société Générale
Main features

Legal forms

SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales
SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales and associations
SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales and associations
SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales and associations
SAS, SASU, SARL, EURL, SC, micro-entreprises, professions libérales and associations

Monthly pricing

From €9
(excl. VAT)
From €19
(excl. VAT)
From €30
(excl. VAT)
From €13
(excl. VAT)
From €24
(excl. VAT) or all included for €36 with Jazz Pro

Bank fees

Free
Bank fees
Bank fees
Bank fees
Bank fees

Turnover fee

No turnover fee
From 0.06%
per turnover
From 0.06% to 0.20%
per turnover
Maximum of 0.20%
per turnover
From 0.20%
per turnover

Bank overdraft granted

-

Help for bank switch

-
-
-
-
Customer service and online banking

Customer support

Answering in less than 15 minutes
N/A
N/A
N/A
N/A

Online banking service

Included
From €150
per year
From €15
per year
From €36
per year
From €21
per month
Payment methods

Card type

Debit Mastercard card
Visa card or Mastercard
instant debit card
Visa card or Mastercard
instant debit card
Visa card or Mastercard
instant debit card
Visa card or Mastercard
instant debit card

Card price

From 1 card included
€57
per year
From €48
per year
From €20
per year
€52
per year

Google Pay / Apple Pay

Apple Pay only
-
Apple Pay only
Apple Pay only

Check cashing

Maximum of
€10.000
per month

Checkbook

-
Free
Free
Free
Free

Virtual Card

-
-
-
-

Disposable card

-
-
-
-
Easy accounting
NEW

Receipt certification and archiving

Receipts digitized on Qonto hold the same value as their paper version, thanks to probative value certification. In a simple scan, you are covered in case of control.

-
-
-
NEW

Automatic VAT detection

-
-
-
-

What is the perfect banking service for your SME?

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Know your business needs

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Ready?

Are you ready to open a business account for your company?
Whether you're a self-employed worker or a small business with a team,
Qonto is the business account that you need.