Fast loans for your business
Need financing to grow your business? With Qonto and iwoca, you can apply online and receive confirmation for your loan within 24 hours.
No-fuss credit with Qonto + iwoca
- Get the expertise of iwoca, one of Europe’s leading lending platforms
- With Qonto and iwoca you’ll get minimal bureaucracy and no wasted time
Custom-fit loans for your business
- Loans from €1,000
- up to 24-month terms
- Online registration - receive your loan confirmation within 24 hours
No more red tape
Free yourself from piles of documents and endless personal guarantees. We analyze your past transactions automatically when we assess your application.
Apply in minutes, get your confirmation within 24 hours
Get your initial response instantly. Once we’ve approved your application, your money is on its way to you.
Manage everything via Qonto
Centralize your finances: use your Qonto app to complete the application and receive the funds directly in your Qonto account.
Get a first response right away
Complete your application in a few minutes
Submit your company information and we’ll take care of the rest.
Get an initial response within 24 hours
We won’t keep you waiting - you’ll know immediately if your loan is approved.
Receive your money in 48 hours
Got your final approval? The money will be in your account within one working day.
How you can benefit from our loan offer with iwoca
- You’ve been a Qonto customer for at least 3 months
- Your business earnings exceed € 22,000 per year
- Your company is registered in Germany
- For loans exceeding €15,000, you’ll need to provide your BWA and SuSa of the current and previous two years
Not a Qonto customer yet?
Warning: Do not borrow beyond your repayment capacity.
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